How To Play 21+3 Blackjack
The five-card hand must be a higher value than the two-card hand. The dealer also creates a pair of five- and two-card hands, but has to follow a set house strategy. If they do then the hand is over and all bets are lost. See the strategy guide for how this affects how a hand should be played. The aim of blackjack is to get as close as possible to 21 points without exceeding 21.
The forums on this site still contain a wealth of information and discussion on the various aspects of card counting. It should be noted that even playing perfect Basic Strategy for the rule set in play, the player will still usually be at a disadvantage. First and foremost, as a general rule the player should never take Insurance. The table shows every possible starting player hand running down the left-hand side of the table and all possible dealer upcards running along the top of the table. Cross referencing the two will tell you the correct play to make. In many places the dealer’s first card is initially dealt face down.
This is a side bet that you make by wagering half your original bet that the dealer has a 10 in the hole. If you make the bet and the dealer has the 10, you are paid 2-to-1. You would then lose your original bet, but win the insurance bet, which works out to be a push of your original bet. If you have a blackjack and the dealer has an ace, you will be asked if you would like even money for your blackjack instead of 3-to-2. If you do not take the even money, you will have a push if the dealer has a blackjack.
SPLIT – when delivered a pair on the 1st 2 cards (except ten value cards), the player can split without making an additional wager. The dealer will place a special “Free Bet” button to the right of the original bet and deal the game normally. Only one free split is allowed per hand, however, the player can wager their own money for any additional qualifying splits. What we have not talked about is how to actually make the best decisions while playing the game.
Later references to this game are found in France and Spain. The German variant of Twenty-One is known as Siebzehn und Vier (“Seventeen and Four”), Einundzwanzig (“Twenty-One”) or Hoppsen, although many sources describe it under its French names. The first rules appeared in 1821 under the name Vingt Un. The following sections give an outline of the regional variants of Twenty-One beginning with the early rules in France which are probably close to the original game.
In the face-down game, things are a little different. Remember that you are not allowed to touch the cards in this style of game. In any event, when you’re just learning to play, don’t hesitate to show the dealer or other players your cards and ask questions. Remember that you always risk losing the money you bet, so do not spend more than you can afford to lose.